Redesigning the Credit Card Journey for Conversion

Tesco Bank

Challenge

Tesco Bank’s online credit card journey had become complex and compliance-heavy, leading to customer drop-off and missed revenue. Lengthy forms, unclear eligibility checks, and fragmented content made it difficult for customers to complete applications. The brief was clear – simplify, humanise, and drive measurable conversion uplift.

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Solution

We re-engineered the end-to-end experience through a user-centred design strategy.

 

  • Re-mapped every customer touchpoint to identify friction and emotional triggers.
  • Simplified the process from eight steps to two, introducing clear eligibility messaging upfront.
  • Reorganised content to align with customer intent while maintaining compliance integrity.
  • Embedded analytics to measure performance and iterate post-launch.

Capabilities

Service Design

Rapid prototyping

UX & CX

Process Engineering

Data & Analytics

Results

  • 13% uplift in conversion rate.
  • Recognised by Google as an industry best practice for financial UX.
  • Success led to the full redesign of the current and savings account journeys and TescoBank.com.